What will bankruptcy cost?

The cost of chapter 7 bankruptcy is:
Filing fee: $399
Credit counseling: $70-$100 depending on the service used.
Lawyer fee: case specific but please read below:

Our prices are low because we file a lot of cases and we can do things very efficiently. We pass that savings to our clients. However, we don’t want you to hire us because of ‘price’. You should hire us because we are excellent and we will handle everything properly and quickly. If you are simply price shopping please read the story below and rethink how you want to handle this very important decision.

Consider the story of two painters. Dufus and Prudent.

The first painter, Dufus, gets a call from a prospective client. The caller asks, “how much will you charge to paint my house” The painter replies “I charge $1000 to paint a house”.

The client thinks that is expensive and calls the second painter. The second painter, Prudent, answers the phone. The caller asks, “how much will you charge to paint my house? Will you paint it for less than $1,000”. Prudent replies with a series of questions about how many rooms, the square footage of the house, the age of the last paint job, the shape and material on the walls. The client says, “I don’t know the answers to all those questions”. Prudent suggests that the client put together the answers and only then can he give a quote.

If the client goes with Dufus, the first painter, it might be that the job is a $2,000 job. Dufus is desperate for money so he takes the job and the $1000 down. He paints a room and then asks for more money. Now Dufus and Client are in a fight. The job never gets done and Client ends up having to hire someone else, or suing Dufus. Alternatively, Dufus honors his agreement but paints the house so sloppily that a couple months later it needs to be redone correctly. Now Client has lost $1000 and is back to square one. It is a lot of yuck!

If the client listens to Prudent and gets the proper information to Prudent, Prudent might tell client it is a $2,000 job. Client can prepare for the expense and if Prudent is like my firm, client can do a payment plan.

With a painter like Prudent, the client can sleep well at night knowing that everything will be done properly. Why? Because he is thoughtful. He thinks things through and does things carefully and sensibly. He is not desperate; he is quality.
That is the type of person Client should hire.

Waltzer Law Group is like Prudent. We are fair and reasonable. We are not scrambling for the next dollar. We have to be careful because being careful is the only way to prevent misunderstandings and miscommunication. When we tell you a price, you can rest assured that that price is all you will ever pay. We don’t play games or bait and switch with our clients. We take pride in doing great work with honor.

We typically don’t quote people over the phone or advertise price because it would be irresponsible to do that. Why? Because we need to really look at your situation closely to know just what is involved in your case. Though fees for a simple chapter 7 bankruptcy with a good lawyer are around $1500 to $2500, there are additional things to consider that could impact the cost. Consider the extra work that goes into cases for clients with houses, cars, high income, recent debt, tax debt, businesses, inheritance, recent transfers, recent payments to people and many other factors that make a simple-looking case much more complex.